We have deposit products to meet all of your financial needs.

  • No monthly service charge

  • No minimum monthly balance requirements

  • Overdraft payment policy

  • Free internet banking

  • Free mobile banking

  • Free mobile apps for Android or Apple devices

  • Free telephone banking

  • Free first check order

  • Monthly account statement

  • Opening deposit of $50

  • $1 fee on ATM transactions at machines not owned by this bank in addition to the fee of the owner

  • $3.00 monthly fee if you do not accept e-Statements

  • No monthly service charge if you maintain $200 balance, waived if age 62 or over

  • Monthly account statement

  • Overdraft payment policy

  • Free internet banking with bill pay

  • Free mobile banking

  • Free mobile apps for Android or Apple devices

  • Free telephone banking

  • Free debit card with no foreign ATM charges on Shazam Privileged-Status ATMs.  The owner of a foreign ATM may charge a fee on non-Shazam Privileged ATMs.

  • Free first check order

  • Opening deposit of $100

  • $3.00 monthly service fee if balance falls below $200, waived if 62 or older.

  • Reprint statement $2.00 per statement

  • No monthly service charge if you maintain a $1000 average daily balance

  • $6.00 service charge when average daily balance falls below $1,000

  • Provides flexibility and liquidity

  • Interest bearing

  • Opening deposit of $1,000

  • Limited check writing ability, unlimited cash withdrawals

  • Monthly account statement

  • No monthly service charge if you maintain $400 balance

  • Monthly account statement

  • Overdraft payment policy

  • Free internet banking with bill pay

  • Free mobile banking

  • Free mobile apps for Android or Apple devices

  • Free telephone banking

  • Free debit card with no foreign ATM charges

  • Free first check order

  • Opening deposit of $100

  • $6 monthly service fee if balance falls below $400, waived if 55 or older

  • The owner of a foreign ATM may charge a fee.

  • Interest bearing
  • Opening deposit of $100
  • Quarterly statements
  • No quarterly service charge if you maintain an average daily balance of $400
  • Service charge $6.00 per quarter when average daily balance falls below $400

Security, liquidity and a steady return on your funds. These are just some of the reasons local residents have opened savings accounts at The Frederick Community Bank.

  • Interest bearing
  • Opening deposit of $25 for minor children, or children who are full-time students up to age 22.
  • Quarterly statements
  • No quarterly service charge if you maintain an average daily balance of $25
  • Service charge $6.00 per quarter when average daily balance falls below $25

Security, liquidity and a steady return on your funds. These are just some of the reasons local residents have opened savings accounts at The Frederick Community Bank.

Choose the term that’s right for you:

  • Several terms available from 30 days to 5 years
  • Contact Us to earn competitive rates
  • You can be assured that you receive our best rate all of the time.
  • Opening deposit of $1,000 or higher
  • Principal value doesn’t fluctuate
  • FDIC insured safety

Choose the IRA that’s right for you:

  • Contact Us to earn competitive rates
  • Traditional IRA (more information from the IRS)
  • Roth IRA (more information from the IRS)
  • Contribution Eligibility & Deductibility (more information from the IRS)
  • Commercial real estate loans
  • Operating loans
  • Equipment loans
  • Cash management
  • Merchant services
  • Credit/Debit card acceptance
  • ACH for payroll/payments
  • Wires
  • Internet Banking
  • Bill pay
  • Mobile payments
  • Transfers
  • Rolled coin
  • Bundled paper currency
  • Night depository service
  • Lockable bags and zipper bags